by Ben Muir | Oct 10, 2026
The property An estate of around nineteen detached bungalows near Ryde on the Isle of Wight, built around 2000 on a former woodland site and held on lifetime leases. The bungalows stand on pile and beam foundations, and one on the estate had already been demolished...
by Ben Muir | Oct 6, 2026
The loss An escape of water in a residential block in Essex, damaging two flats. Water losses are deceptive: the visible damage is the start of the scope, not the end of it, and the reinstatement has to satisfy three parties at once, the leaseholders who live there,...
by Ben Muir | Oct 6, 2026
The loss A commercial unit on an industrial park in east London, destroyed by fire. Total losses are where an insurance claim stops being a paperwork exercise and becomes a construction project: the building must come down safely, the site must be understood, the...
by Ben Muir | Aug 3, 2026
The loss Cracking to two neighbouring houses in south west London, on London Clay, with mature trees close by: the classic ingredients of a subsidence claim. Subsidence is the peril where the diagnosis is the claim, because until the cause is proven, nobody can say...
